Most of life is a guessing game. Will it rain or continue dry? Will the unexpected traffic make you late for work or will you get there 20 minutes early? Will your company offer you a bonus or let you go? Can you get a loan or will the “debt crisis” prohibit your approval? Is the value of your house going up or down? If you address a problem, will you be the hero or will you be a target? Is you evening walk going to result in better health or will it be your final hour? I’ve been around long enough to know that “things ain’t what they used to be,”…