Llove Letters

I am sure most folks notice the coming of a new year. Some make “resolutions” and some don’t plan to change a thing. No matter where you fit on the spectrum, the New Year will hold some changes. It’s going to cost more to live next year. Prices will go up even more, inflation will most likely begin an incredible rise, and taxes. . .well, who knows, but since they have always gone up, I don’t have much doubt about the prospects. There will still be no “free lunch.” Fewer people will offer to “treat you” when time to pay comes. Your physician will be working harder and making less…